Welcome to LCBH’s Blog. Our blog delivers original articles written by our staff, interns and volunteers. We strive to provide informative stories about the work we do on behalf of Chicago renters and the issues renters face.
Imagine you’re sprawled out on your couch after getting home from work, taking a moment to unwind from the day, thinking about what you might make for dinner. In the midst of your thoughts, you hear a knock at the front door, so you roll off the couch and answer it. The next thing you know, you’re standing on the street as you watch the sheriff lock you out of your house, with no warning, no explanation.
For thousands of families across Chicago, what happened to Ms. Thomas—unjust eviction from her home—is more than a simple hypothetical; it’s a frightening reality. Standing on the street with her son and two grandchildren, Ms. Thomas watched as she was suddenly barred access from the house she’d rented for years. And then she heard the word that she should’ve heard months ago: foreclosure. Knowing that she needed legal assistance, Ms. Thomas called Lawyers’ Committee for Better Housing (LCBH).
For many of us, the holiday season means spending more time with family, sharing good food and conversation, and cozying up in our warm homes. But for Michelle King, a single mother of three children, much of the excitement for the upcoming season had to be put on hold. You see, Michelle received an eviction notice from her landlord, giving her only five days to move out and throwing her family into crisis.
Michelle was not only worried about where she and her kids would go, but she was also confused. She had always paid her rent on time, even though the apartment had many problems, including broken heat. After unsuccessfully trying to get her landlord to fix the issues, Michelle called the city to complain. She certainly didn’t think she could get evicted because of it.
The Department of Housing and Urban Development (HUD) has issued a new federal rule that will ban smoking – cigarettes, pipes, cigars, and water pipes (hookah) – in all public housing units nationwide. HUD’s rationale for the rule is to “improve indoor air quality in public housing; benefit the health of public housing residents, visitors, and PHA staff, reduce the risk of catastrophic fires; and lower overall maintenance costs.” The rule, which will take effect in the fall of 2018, was first proposed last November and has been met with praise and criticism since its formal announcement was issued last week.
Currently, around 200,000 public housing units are smoke-free under voluntary smoking bans enacted by public housing agencies (PHAs) across the country. The nationwide ban would expand this to impact upwards of 1.2 million households. Here’s a basic summary of this rule: residents or visitors may not smoke in public housing units or within 25 feet of housing and office buildings. Individual PHAs may designate additional restrictions or ban smoking from the grounds altogether.
For this month’s Q&A, we sat down for a conversation with Noah Magaram, an LCBH staff attorney who focuses much of his work on eviction defense. A graduate of DePaul University College of Law, Noah came to LCBH in Fall 2011 as a volunteer, and has been a staff attorney since September 2012.
Q: What made you choose to work at a legal aid agency?
I resolved when applying to law school to enter a practice area that was oriented toward the public interest. I became interested in housing law specifically after writing a legislative history of the Fair Housing Act in undergrad.
Q: What program(s) do you work on at LCBH?
My time is spent mostly in the Tenant Advocacy Program. Most of my caseload is composed of eviction defense, with a minority of cases relating to affirmative lawsuits for illegal lockouts and Keep Chicago Renting Ordinance (KCRO) violation cases.
Q: How many cases are you working on at a time? How do you manage?
I usually have 30-40 open cases at any given time. I use our case management system and my calendar to schedule and document as many details of the cases as possible so that my mind is free to deal with the client in front of me.
We may not realize it, but many people are “one paycheck away from being homeless.” Unfortunately this is the reality for many of those we see at LCBH. They can pay for rent, utility bills, childcare costs, food, medicines, etc. only as long as their next paycheck lasts. For many individuals, a single paycheck can mean the difference between being housed and being homeless. At LCBH, the attorneys and social workers understand that being “at risk of homelessness” is rarely ever an isolated issue and is often related to greater issues of economics, mental health, familial stability, etc. Faced with situations in any of these areas, an individual can go from paying their bills on time to facing homelessness without the help of an external source.
Rachel Jones was on maternity leave when she arrived at LCBH with a 5-day notice for eviction due to non-payment of rent. Rachel is a mother to a happy-go-lucky nine-year-old son named Devon and recently gave birth to her daughter Grace. Together the family lives in a two-bedroom apartment that she has been renting for the last several years. Rachel’s top priority is taking care of her two children and her full-time job.
Amanda and George Fullerton have lived in Chicago all their lives. They had recently moved into a three-bedroom apartment, which costs $850 a month, on the Southside of the city with their adult daughter. George Fullerton makes a modest living as a truck driver and is the sole breadwinner for his family (his wife and daughter are not employed). The family lived peacefully in their home and paid their rent on time. This spring Mrs. Fullerton came to LCBH with a pending eviction case. She was confused, because she had recently paid rent and was unsure of why this case was being filed.
Apparently, George and Amanda had seen someone new around the property that had informed them that there was a “new owner” and that the previous owner had gone into foreclosure. The “new owner” assured the Fullertons that he would still be renting to them. That was the first and last time they ever heard from the new owner. An attorney at LCBH was able to access the case and explained to Mrs. Fullerton that she had not properly received the compliant and court summons. LCBH informed her that the case had been filed against unknown occupants by the purchaser at the foreclosure sale.
However, Mr. and Mrs. Fullerton had been known. They had signed a lease that was still valid until the end of October with the former landlord, their name was on the mailbox, and Mr. Fullerton had recently spoken to the new owner in March.
Edna is a funny, vibrant single mother of three small children. For five years she provided a wonderful home for her family in a building where she a great relationship with her landlord and property manager. Having a stable, decent and affordable place to call home gave her a lot of comfort and gave her the ability to focus on her job and her kids. She was looking forward to many more years in a neighborhood she loved and in a school that was great for her kids. That is until one day, it all changed – her landlord lost the building, including her home, to foreclosure.
Thanks to the hard work of many Chicago advocates, including LCBH, Chicago now has an ordinance that helps to protect renters who are scooped up in the foreclosure process through no fault of their own. When a landlord loses an apartment building to foreclosure, the new owner must either offer to renew (or extend) the existing tenants’ lease or offer to give them relocation assistance. Edna was relieved that the new owner of her building was going to work with her to keep her in her home rather than evict her.
Lawyers’ Committee for Better Housing (LCBH) helps preserve the vitality and affordability of Chicago’s neighborhoods. The attorneys and staff at LCBH work with community partners to ensure those affected by unfair evictions, deplorable living conditions or foreclosure have viable and affordable housing options currently and in the future. The LCBH Supportive Services team is available for the most vulnerable LCBH clients and their families to avoid homelessness and achieve stable housing. This includes assessment of needs, assistance in locating alternative affordable housing, applying for emergency funding, screening for public benefits, and providing links to essential services. The multi-disciplinary and holistic approach that LCBH provides has proven an effective way to assist clients moving towards a goal of attaining more stable housing beyond the immediate crisis of eviction.
Last winter, tenants living in an 18 unit apartment building in Chicago’s Albany Park neighborhood found out the building they called home had a new owner. Shortly after they were informed of the new ownership, tenants received a letter with two options: either leave their unit in 30 days or re-apply to remain in the building. Most of the tenants had limited resources and were unable to move within thirty days. Most of the tenants took the option to re-apply as a genuine invitation to remain in their homes with no interruption to their lives. However, the so-called re-application process was only a disguise of goodwill when, in fact, the new owner’s plan was to remove all the tenants. The terms of the new rental application and rental agreement were designed so that none of the current residents could qualify. Frustrated and upset, and now threatened with eviction, the tenants contacted Centro Autonomo, a community based organization located in Albany Park for help. Centro Autonomo helped organize the tenants and they contacted LCBH to help form a tenants association. After much negotiation, the new owner responded to the formation of the tenants association and the threat of fighting the evictions in court and decided to negotiate with the tenants.
Following is a recent letter from a client describing her experiences living in a recently foreclosed apartment building and dealing with the new bank owners. Her words resonate in a way that ours cannot. We wanted to share her letter with you, as your support is what makes our interventions in these situations possible. Thank you!
I, and most of the tenants in my bank-owned building, would have given up our rights out of frustration and fear if it were not for the services of Lawyers’ Committee for Better Housing.
We had known for some time that our building was in the process of foreclosure. But we were not worried because we knew the Keep Chicago Renting Ordinance (KCRO) required the bank to either renew our leases or pay a $10,600 relocation fee. However, our collective peace of mind began to crumble as we came to understand that the bank was neither equipped nor inclined to perform the basic duties of a landlord. Soon after, our anxiety rose even further, as the bank engaged in scare-tactics designed to persuade us to move out on our own accord (therefore circumventing the requirements of the KCRO).
Thus far, the bank has used two tactics. The first is a passive approach: they benignly neglect the responsibilities of building management. The second is more aggressive, entailing periodic eviction threats. The only reason these tactics are not working is because we are represented by Lawyers’ Committee for Better Housing.